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    • Home
    • Buyers Inspection Report
    • Pre-Listing Inspections
    • Wind Mitigation
    • 4 Point
    • Standards of Practice
    • Mobile Notary Service
    • Blog
    • Contact
    • About Us
  • Home
  • Buyers Inspection Report
  • Pre-Listing Inspections
  • Wind Mitigation
  • 4 Point
  • Standards of Practice
  • Mobile Notary Service
  • Blog
  • Contact
  • About Us

4 Point Inspections in Port St. Lucie, FL

We are an approved Internachi Certified 4 Point Inspector offering 4 point inspection services Port

4 Point Inspections

A “4 Point Inspection” focuses only on four main areas of interest in a home:

  • HVAC (Heating, Ventilation and Air Conditioning)
  • Electrical wiring and panels
  • Plumbing connections and fixtures
  • Roof

The inspection and report describes the condition and age of these elements.


Do I need a four point inspection?


Most Insurance companies have become increasingly reluctant to issue Homeowner  Insurance Policies on older homes (usually 25 years old or more).


Their concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while under the  policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend  to the condition of the HVAC, electrical and plumbing systems in an  older home. If these elements are in poor condition, in need of being  updated or replaced or were improperly installed, they may fail and  cause fire or water damage to a home.


Newer homes are assumed (by the insurance companies) to not have these problems as frequently as older homes.


Is there a standard form to fill out?


There  is no industry wide standard form for 4 Point Inspection services. Some insurance companies provide their own forms; however, most insurance  companies will accept forms from companies that perform home inspections  provided that they are filled out by qualified individuals. Insurance  companies want these forms filled out by certain qualified individuals  such as a licensed Home Inspector, Professional Engineer, Electrician, General or Roofing Contractor.


I had a home inspection before I purchased the home. Can I use that report instead of getting a 4 Point Inspection Report?


The  insurance companies do not want large reports that contain other  information. They want only specific information about the HVAC,  plumbing, electrical system and roof in a short one or two page signed  document. Before you pay for a home inspection you should research with  your insurance company if they will require a Four Point Inspection  Report. You can end up paying twice for much of the same service and  information gathering.

Mix Home Inspections

674 Southeast Hidden River Drive, Port Saint Lucie, Florida 34983

772-758-1491 / 561-781-8568

Copyright © 2022 Mix Inspections Port St. Lucie, FL - All Rights Reserved.

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